AMITAH for not giving my sister money for her car not to be repossessed

One Reddit user (28M) is faced with a tough decision when his younger sister (23) asks him for $1500 to prevent her car from being repossessed. Despite helping her in the past with various bills and never being repaid, the user is hesitant to loan her money again.

Meanwhile, he’s saving for a planned trip to England and fears that giving her the money will ruin his plans. Now, he’s questioning whether his decision to decline her request makes him the asshole. Read the full story below.

‘ AMITAH for not giving my sister money for her car not to be repossessed ‘

So I, a 28M have 2 other siblings. A 31 year old brother and my younger sister Sara is 23. My sister called me 2 days ago saying that she owes money on her car and they are going to repossess her car if she doesn’t pay 1500 dollars fast for her car. She has a job.

It pays better than mine. I have had to ” loan” her money before. For rent..for her phone bill. And recently a 400 dollar electric bill.ahe has never paid me back and I have just wrote it off. My family can’t help my parents are retired..well, mom works part time but they don’t have it.

And my brother has a wife and a son and a daughter on the way. I have been saving up for a vacation next March to go to England. I have been planning this for over a year. I already have my plane ticket and everything. Now I am saving money for the rest of the trip as I am staying 10 days.

My sister says she will pay me back in time for my vacation..when I said she has said that many times before and never paid me back. I told her this she got mad. Saying she knows this trip means a lot to me and would not s**ew this up for me. She says I’m being selfish if I don’t help her.

She says that’s it’s not her fault that she had fallen behind on bills. All my friends say to give her the money, that family comes first. But if I do that I will only have maybe 400 saved up to spend in a ten day trip. So I am turning to reddit to see if I am the am the a hole by saying no.

Here’s how people reacted to the post:

Sweetpeachesncreme69 −  You have already lended her money and she never paid you back. She needs to budget her money better. It’s not your fault. If you really want to go on tis trip don’t lend her money

Super_Sign_4294 −  NITA you’re right. It sounds like this is has been an ongoing issue and if you continue to bail them out again what happens when it continually gets worse. Just take care because it sounds like they’re gonna be upset. You shouldn’t have to give up your saving for someone who can’t keep up with their bills even if they’re family

SurroundMiserable262 −  NTA. “When will you pay me back? Like the last time I bailed you out. You earn more money that me. I can’t keep bailing you out and I can’t afford to keeping throwing money into the black hole that is you without getting it back. Grow up and budget like everyone has to.”

Poperama74 −  You are definitely going to need more than 400 to be in the uk for ten days. Depending on where you are planning on going of course. It seems you have bailed your sister out many times and she’s never shown any interest in paying you back.

She needs serious help financially as she seems to be living the champagne lifestyle on lemonade money (English expression). But you are right in saying that you don’t want to loan her the money, especially knowing there’s a good chance you won’t get it back.

Not-a-Cranky-Panda −  Tell her to just take it out on the loan she was just about to pay you back on.

ChaoticCrashy −  Your sister is irresponsible with money and doesn’t have any consequences for it as long as you bail her out. She makes more money than you. You are responsible with your money and planning a vacation- you deserve to enjoy a vacation without being short of money.

If you give her the money, she won’t pay you back. You know this- she hasn’t paid you back before and- pfftt no consequences. You are NTA if you tell her no. You WBTA if you give it to her and actually believe she will pay you back.

Known_Two_2072 −  Did you really feel the need to post this dumb*** bull**** you’ve loaned her money recently $400 hasn’t paid you back how much more do you need 😅

Lindensorry −  NTA. She needs to learn to live within her means.

lapsteelguitar −  Your sister is a bad credit risk. Really bad. I would GIVE her any money unless it were an emergency, as in blood & bones type of emergency. You’ve given more than enough already.. NTA

bino0526 −  NTA. You know from past behavior that your sister is not reliable. She has borrowed money from you in the past and did not pay it back. She is irresponsible!!! STOP placing your financial security in jeopardy. Just because you are responsible with YOUR finances does not mean you should be her emergency fund.

Don’t be guilted or bullied into giving her your trip money. You know from past experience that she will not pay you back in time for your trip if at all. The only way that she may become responsible is if she is allowed to fall. Her lack of financial decisions is not and should not be your emergency or your crisis.

Let her figure it out. She is using you. If she makes enough money to cover her bills, then that means that she is using her money for unnecessary things and expecting you to cover the shortfall. Stop being her ATM‼️‼️‼️

Do you think the user was right to prioritize his own financial plans over helping his sister, or should he have supported her, as family comes first? How would you have handled the situation if you were in his shoes? Share your thoughts below!